You are absolutely right TTailor, I understand that creating a draft based on industry standards/measurements makes sense and it is the lack of inclusion in the draft for exactly where to make changes for individual measures that frustrates me, as well as the "try it and see how bad it is then make changes" approach rather than attacking what are bound to be glaring issues up front before wasting fabric on a muslin, admittedly it still won't be perfect but both the in-person class and the craftsy class advised AGAINST making modifications to the standard draft before making a muslin-- this just seems backwards to me.
Well I think that it helps to learn a draft first, so follow the standard measurments given and draft to those, just to make sure you understand all the instructions.
Than it helps to understand the proportions of the standard measurements given in the draft, both length and circumference.
After that it helps to draft again.
Best case scenario is to draft for someone else who measures close to the standard, sew a muslin and fit them to see how a standard fits.
(This is where the system falls apart for most people. They do not have the opportunity to cut and make and fit multitudes of people. That is the true learning process. So, frustration results because people expect that a process of years should be able to be distilled into " I want to draft trousers for myself and i want them to be perfect right off the bat.)
Then it helps to identify where the individual figure difffers from the standard and plan on how to address it in the draft.
In your case you must draft big enough for your hips as a starting point. Then plan on how to reduce from the hips to the waist size so where and how deep the darts are.
That is why I suggest a series of photos to identify the shape of the body.
Sometimes the numbers say one thing and the actual body shape calls for something else. That is also why the draft is merely a starting point.